Operations

Protecting your business against extreme weather events

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Extreme weather is no longer rare. Whether it’s a flood, wildfire, hurricane, or tornado, the growing frequency and intensity of these events can cause major damage and disrupt operations.

If you’re running a business, planning for these risks is not optional. It’s part of responsible management. Unprepared businesses may face extended downtime, loss of revenue, or even long-term reputational damage.

Extreme weather preparation

Having a plan in place means fewer surprises, less damage, and faster recovery. Below are practical steps to help you prepare for specific types of extreme weather.

Floods

Flooding can happen with very little warning. Heavy rain, storm surges, or rising rivers can lead to water intrusion that damages inventory, machinery, and structures. Preparing for floods means understanding your location’s risk level and acting early.

Assess the condition of the building. Check that doors, windows, and drainage systems are in good condition. If your business is in a low-lying area or close to a water source, installing water barriers might be necessary.

One effective solution is to keep sandbags bulk on hand. These are commonly used to redirect water away from buildings, especially around entry points like doors and loading docks.

Buying in bulk makes sense if you operate a large facility or multiple properties. Place them in storage areas that are easy to reach but not in areas prone to flooding.

It also helps to elevate electrical systems and relocate important assets off the ground. Create a backup of critical records.

For digital records, storing backups in multiple formats, including encrypted cloud services, adds another layer of protection. Staff should know the location of emergency kits and the steps to take if water starts entering the building.

Wildfires

For businesses located in dry or wooded areas, wildfires pose a serious threat. These fires can spread quickly and reach commercial zones without much warning.

The first step is to create a defensible space. Clear dry vegetation, trash, or flammable materials from the perimeter of your building. Keep at least a 30-foot buffer zone free of debris.

Inspect the exterior of your property. Roofs and vents should be fire-resistant or properly sealed to reduce the chance of embers entering. Overhangs and roof edges can accumulate embers, so regular roof inspection helps reduce unnoticed vulnerabilities.

If your business has outdoor equipment, make sure it’s stored away from combustible structures or surrounded by fire-resistant materials like gravel. Ventilation systems should have mesh covers to block embers, and all windows should close tightly.

If possible, invest in flame-retardant materials for walls or fencing. Fire drills should be part of your safety routine, especially during peak fire seasons. Also, review your insurance policy to confirm it includes fire-related losses.

Hurricanes

Hurricanes combine multiple threats: wind, rain, and storm surge. The damage can be widespread and long-lasting, affecting utilities, roads, and supply chains.

Secure all loose items outdoors, from furniture to signs. These can become dangerous in high winds. Install shutters or impact-resistant glass on windows, especially if you’re in a hurricane-prone region. Reinforce garage doors, as these are often weak points during storms.

Power loss is common during hurricanes. A backup generator can keep essential systems running, including security and refrigeration. Test your generator regularly and keep a steady fuel supply if it’s not connected to a utility.

Supply chains may be delayed after a major storm. Consider having a basic stockpile of materials or finished goods if operations might be paused for days or weeks.

Review contracts with vendors and have contingency plans in case transportation routes are affected. Regular communication with suppliers ahead of storm season can streamline support and sourcing during a disruption.

Finally, document all assets with photos or videos and keep your insurance details updated. Knowing what you own helps with faster claims processing if damage occurs.

Tornadoes

Buildings in tornado-prone areas should be evaluated for structural safety. Roofs, doors, and walls need to withstand intense wind pressure.

Designate a safe room within your business, preferably a windowless interior space on the lowest level of the building. If no such space exists, identify an offsite location nearby that can offer shelter for your team.

Securing heavy furniture and equipment on the floor or walls can prevent injuries. Review your layout to reduce flying debris risk.

In offices or retail spaces, avoid placing large shelving or displays near windows or high-traffic areas. In open spaces, installing shatter-resistant film on windows or using interior partitions can reduce debris-related injuries.

Emergency communication is key. Weather radios, phone alerts, and internal messaging systems help keep everyone informed. Assign roles to team members so they know what to do if a tornado warning is issued during business hours.

Extreme weather  preparation tips

While each weather threat requires specific steps, there are universal actions you can take to reduce your business’s exposure.

  • Develop a written emergency plan. Make sure everyone knows their role. Review and update the plan regularly, especially after drills or real events reveal gaps.
  • Back up important data. Use cloud storage or offsite systems. Automating backups reduces the chance of missing critical files during a hectic period.
  • Maintain up-to-date insurance. Include business interruption coverage. Clarify the claims process in advance so your team knows who to contact and what documentation is required.
  • Train your staff. Run drills regularly, especially during high-risk seasons. Safety briefings should also be integrated into onboarding processes for new or temporary staff.
  • Work with local emergency services. Coordinate evacuation routes and protocols. Business groups or local chambers of commerce can offer guidance, alerts, and pooled resources for emergency planning.

Being prepared takes time, but it reduces long-term risk. It also builds confidence among your employees, partners, and customers that your business can continue through difficult circumstances. Keep in mind that emergency plans should evolve as risks change. Review them annually or after any major incident.

Conclusion

Planning for extreme weather is part of running a stable business. The steps vary by threat, but the goal stays the same: reduce damage, protect your team, and resume operations quickly. Preparedness is about building systems that hold up when conditions turn unpredictable.

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